In January many Americans recognize National Hobby Month by celebrating their favorite hobbies or taking the opportunity to try new ones. This celebration fits in well with one of my New Year's goals to increase my savings, because so many…
With the new year approaching, now is the perfect time to make a resolution to save more money. These five tips will help you trim spending, beef up savings, and reduce stress. Pay it off. Pay off your credit cards…
Many of us are gearing up to spend time traveling over the Christmas holiday, which for some of us includes lodging expenses. Since lodging expenses can eat up a huge chunk of your Christmas savings, you’ll want to make sure…
If you’re planning a vacation, but trying to economize as much as possible, then you may want to wait until August 23 to take your flight. The summer is a popular time for vacations and, therefore, the demand for flights…
If your summer grocery bill is anything like mine, you have seen a significant increase in the amount you have to budget for groceries. And with school starting back soon, you may not see an end in sight. But rest…
Summer brings cook-outs, camping, beaches, and…boredom. If you’re looking for activities to keep your children physically and mentally busy, without breaking your budget, here are a few suggestions: Check your public library’s calendar for activities. Talk to parents in your…
Before leaving: Make a photocopy or scan the information on your cards. It could take a long time to find contact information for your accounts if you lose your wallet. Keep copies (in a secure place) of the fronts and…
When setting up a budget, it’s easy to list all your major expense categories, like your rent or your student loan payment. The tricky part is keeping track of all those little extra expenses – the ones that most people…
The temperature is starting to increase, it’s lighter longer, and the school year has ended. This can only mean one thing — time for a break. Soon, millions of Americans will be hitting the road for the annual road trip…
An emergency fund is an essential part of your personal finances. Its importance is stressed in almost every personal finance book and budgeting blog, and yet 26% of Americans currently have no emergency fund in place. Of those who do…