What was the very first financial choice you ever made? It likely took place before your first job, even as far back as when your annual income consisted of Tooth Fairy money and lucky pennies. The very first financial decision…
When setting up a budget, it’s easy to list all your major expense categories, like your rent or your student loan payment. The tricky part is keeping track of all those little extra expenses – the ones that most people…
An emergency fund is an essential part of your personal finances. Its importance is stressed in almost every personal finance book and budgeting blog, and yet 26% of Americans currently have no emergency fund in place. Of those who do…
There are certain milestones that mark important times in our lives. Sitting in car for the first time all alone with our new driver’s license, walking across the stage at graduation, completing college or beginning our first full-time job. These…
The first step to teaching your kids about money is talking about money. “The most effective way to teach is by having frequent discussions and don’t ever lecture,” said Ted Beck, president and chief executive of the National Endowment for…
Many people have become more health conscious in recent years. By exercising and eating healthy, we know we’ll live happier and longer lives. Unfortunately, processed foods tend to be cheaper than lean meats and fresh fruits and vegetables. That’s due…
Saving money can be difficult for some people. They feel like there just isn’t enough to spare at the end of the month to put into a savings account. But by making small changes to your spending habits, you’ll see…
Whether you’ve got new car fever or you’re upsizing for your growing family, buying a new car is a big decision. The average cost of a new vehicle today is around $35,000. Whether you're looking for a brand new car…
One thing’s for certain and that’s that the holidays are underway! The key to a financially successful 2019 is to start in 2018! Here are three ways to tidy up your finances before the new year. First things first: get…
2019 is right around the corner, are you prepared? There's no reason to wait until January to manage and make financial goals. Making essential money moves can keep you on track for years to come. Max out your 401(k) –…